If you’re not familiar with the many benefits of title insurance you’re not alone. Most people don’t realize that there is a certain amount of risk possible in every real estate transaction. Foundation Title can insure the title to your property against the following possible defects:

• Impersonation of alleged property owner or identity theft leading to forged documents and/or resulting in a fradulent or illegal conveyance of property.
• Documents executed under false, revoked, or expired powers of attorney
• Undisclosed heirs
• Improperly recorded documents
• Encroachments, overlaps, boundary line disputes or other matters that might be revealed by a survey
• Improperly concluded foreclosures
• Gaps or errors in the chain of title
• Deeds by minors or other persons who do not have the legal authority to contract
• Transactions involving a “self
• dealing” executor or administrator where the interests of the beneficiaries or devisees of an estate are not properly resolved
• Inadequate or inaccurate property descriptions
• Marital interest of spouses occupying the premises as their principal residence
• Inaccuracies presented in the Municipal tax records
• Administration of estates and probate of wills of missing persons who are presumed deceased
• Issues of rightful possession of the land
• Deeds and mortgages by foreigners who may lack legal capacity to hold or convey title
• Improper modification of documents
• Issues arriving from the divorce of married persons in title
• Debts or claims of debt of a decedent against property improperly conveyed by heirs and devisees
• Issues concerning unlawful takings by eminent domain or condemnation
• Special tax assessments
• Forfeitures of real property due to criminal acts
• Conveyances and proceedings affecting rights of military personnel protected by the Soldiers’ and Sailors’ Civil Relief Act
• Issues concerning interests noted in financial statements filed under Uniform Commercial Code
• Adverse possession
• Utility easements
• False affidavits of death or heirship
• Intestate estates
• Probate matters
• Duress in execution of wills, deeds and instruments conveying or establishing title
• Issues involving delivery of title documents
• Deeds and wills by persons lacking legal capacity to contract or make decisions for themselves
• NJ State Inheritance Tax liens
• NJ and Federal Estate Tax liens